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Literacia Financeira
| Name: | Description: | Size: | Format: | |
|---|---|---|---|---|
| 1.17 MB | Adobe PDF |
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Abstract(s)
A literacia financeira é uma competência essencial na sociedade moderna, sendo
fundamental para a tomada de decisões financeiras informadas e eficazes. Este estudo
tem como foco os alunos do Instituto Politécnico de Portalegre, avaliando o nível de
conhecimento financeiro, identificando fragilidades e propondo intervenções
educativas. A pesquisa abrange uma revisão da literatura sobre conceitos e impacto da
literacia financeira, destacando a sua relevância económica e social. Além disso, analisa
fatores como género, nível de escolaridade e comportamento financeiro, evidenciando
como esses aspetos influenciam o bem-estar económico individual e coletivo.
Os resultados apontam para a necessidade de iniciativas educacionais voltadas para o
fortalecimento da literacia financeira no contexto académico, visando promovermaior
estabilidade e segurança económica entre os jovens. Conclui-se que o aprimoramento
da literacia financeira não é apenas benéfico para os indivíduos, mas essencial para o
desenvolvimento económico sustentável da sociedade
Financial literacy is an essential skill in modern society and is fundamental for making informed and effective financial decisions. This study focuses on students at the Polytechnic Institute of Portalegre, assessing their level of financial knowledge, identifying weaknesses and proposing educational interventions. The research covers a literature review on the concepts and impact of financial literacy, highlighting its economic and social relevance. It also analyzes factors such as gender, level of education and financial behavior, highlighting how these aspects influence individual and collective economic well-being. The results point to the need for educational initiatives aimed at strengthening financial literacy in the academic context, with a view to promoting greater stability and economic security among young people. It is concluded that improving financial literacy is not only beneficial for individuals, but essential for the sustainable economic development of society.
Financial literacy is an essential skill in modern society and is fundamental for making informed and effective financial decisions. This study focuses on students at the Polytechnic Institute of Portalegre, assessing their level of financial knowledge, identifying weaknesses and proposing educational interventions. The research covers a literature review on the concepts and impact of financial literacy, highlighting its economic and social relevance. It also analyzes factors such as gender, level of education and financial behavior, highlighting how these aspects influence individual and collective economic well-being. The results point to the need for educational initiatives aimed at strengthening financial literacy in the academic context, with a view to promoting greater stability and economic security among young people. It is concluded that improving financial literacy is not only beneficial for individuals, but essential for the sustainable economic development of society.
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Keywords
Literacia Educação Comportamento Estudantes Literacy Education Behavior Students.