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Fintech perception of cooperation or competition with banking

2023-11-27Journal article Open access
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dc.contributor.authorSalgado, Flávio
dc.contributor.authorOliveira, Helena Costa
dc.date.accessioned2023-11-27T20:13:29Z
dc.date.available2023-11-27T20:13:29Z
dc.date.issued2023-11-27
dc.description.abstractOver the past few years, significant industries have modified their operation mode in the markets due to the substantial emergence of information technologies. The changes occur in the interaction with customers, production processes, or implementing strategies. The banking sector is not an exception, and this study focuses on the digital transformations of banks. This paper aims to understand how financial organizations in Portugal are changing to remain competitive while implementing information technologies. The purpose is to study a fintech, that emerged due to the digital transformation of the bank sector, and to understand its relationship with traditional banks, whether it is of cooperation or competition. This case study follows a qualitative methodology based on a semi-structured interview with the CEO of the fintech company nBanks. The fintech companies and banks can collaborate and work together to develop the financial market in Portugal. The relationship between them can be of cooperation instead of competitiveness.pt_PT
dc.description.versioninfo:eu-repo/semantics/publishedVersionpt_PT
dc.identifier.citationSalgado, F., and Oliveira, H. C. (2022). Fintech perception of cooperation or competition with banking. Dutch Journal of Finance and Management, 5(2), 24758. https://doi.org/10.55267/djfm/13933pt_PT
dc.identifier.doihttps://doi.org/10.55267/djfm/13933pt_PT
dc.identifier.issn2542-4750
dc.identifier.urihttp://hdl.handle.net/10400.26/48108
dc.language.isoengpt_PT
dc.peerreviewedyespt_PT
dc.publisherIADITI Editionspt_PT
dc.relation.publisherversionhttps://www.djfm-journal.com/article/fintech-perception-of-cooperation-or-competition-with-banking-13933pt_PT
dc.rights.urihttp://creativecommons.org/licenses/by/4.0/pt_PT
dc.subjectBankspt_PT
dc.subjectFintechpt_PT
dc.subjectInnovationpt_PT
dc.subjectInformation Technologiespt_PT
dc.subjectDigital Transformationpt_PT
dc.titleFintech perception of cooperation or competition with bankingpt_PT
dc.typejournal article
dspace.entity.typePublication
oaire.citation.conferencePlacePortugalpt_PT
oaire.citation.issue2pt_PT
oaire.citation.titleDutch Journal of Finance and Managementpt_PT
oaire.citation.volume5pt_PT
rcaap.rightsopenAccesspt_PT
rcaap.typearticlept_PT

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