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Publication
Fintech perception of cooperation or competition with banking
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Advisor(s)
Abstract(s)
Over the past few years, significant industries have modified their operation mode in the markets due to
the substantial emergence of information technologies. The changes occur in the interaction with
customers, production processes, or implementing strategies. The banking sector is not an exception, and
this study focuses on the digital transformations of banks. This paper aims to understand how financial
organizations in Portugal are changing to remain competitive while implementing information
technologies. The purpose is to study a fintech, that emerged due to the digital transformation of the bank
sector, and to understand its relationship with traditional banks, whether it is of cooperation or
competition. This case study follows a qualitative methodology based on a semi-structured interview
with the CEO of the fintech company nBanks. The fintech companies and banks can collaborate and work
together to develop the financial market in Portugal. The relationship between them can be of cooperation
instead of competitiveness.
Description
Keywords
Banks Fintech Innovation Information Technologies Digital Transformation
Citation
Salgado, F., and Oliveira, H. C. (2022). Fintech perception of cooperation or competition with banking. Dutch Journal of Finance and Management, 5(2), 24758. https://doi.org/10.55267/djfm/13933
Publisher
IADITI Editions