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The Impact of Risk Management Strategies on the Financial Performance of Yemeni Banks under Economic Turbulence: Evidence from 2014–2024
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Orientador(es)
Resumo(s)
The prolonged economic turbulence in Yemen has posed significant challenges to the stability and resilience of its banking sector, highlighting the critical need for effective risk governance mechanisms. In this context, the study examines how liquidity, market, credit, and operational risks the core dimensions of risk management affect return on assets (ROA). A balanced panel dataset was constructed from the annual reports of ten banks covering the period 2014 to 2024, selected based on data availability. The analysis employs pooled OLS, fixed-effects, and random-effects estimations, followed by Feasible Generalized Least Squares (FGLS) to ensure robustness. Correlation results indicate positive associations between all risk dimensions and ROA, with operational risk management showing the strongest relationship, followed by market and liquidity risk management, while credit risk exhibits a weaker link. Regression findings consistently confirm that operational, market, and liquidity risk management significantly enhance profitability, with operational risk management exerting the largest effect. Credit risk management demonstrates a positive but statistically insignificant influence, suggesting a more gradual or delayed impact on financial performance. Collectively, these findings highlight that integrated and well-coordinated risk management practices are essential for sustaining profitability in economically fragile environments.
Descrição
Palavras-chave
Risk Management Financial Performance Banks Economic Turbulence
Contexto Educativo
Citação
Saif, A. A. A., Al-mafleh, M. Q., Mohammed, M. A. M., Abduljalil, A. M. A., & Altahery, A. A. A. (2025). The Impact of Risk Management Strategies on the Financial Performance of Yemeni Banks under Economic Turbulence: Evidence from 2014–2024. Dutch Journal of Finance and Management, 8(2), 40506. https://doi.org/10.55267/djfm/17902
Editora
IADITI